Loan Tools

These two estimators show how your federal student loans could change based on how many credits you take. Pick the one that matches where you are.

Which one should you use? It depends on your award. If you already have loan amounts in eServices, use By Award Amount. If you do not have an award yet, use By Grade Level.

No award yet

Loan Estimator: By Grade Level

Estimate what you may be able to borrow based on your grade level, dependency status, and credits. You do not need a loan award to use this.

Open the estimator
Already awarded

Loan Estimator: By Award Amount

Already have loan awards in eServices? Enter your subsidized and unsubsidized amounts to see how your credits adjust them.

Open the estimator

How loan reduction works

  • Take 12 or more credits in a term, and that term's loan is not reduced.
  • Take fewer than 6 credits in a term, and you cannot get a loan that term.
  • Any change to your enrollment can change your loan amounts.

星空无限传媒 in majors that require a summer term follow different rules and should not use these estimators.