Federal Direct Loan Reduction Estimator
Use this only if you have loan awards listed in your eServices for 2026-2027 (eServices, then Financial Aid, then Awards).
**星空无限传媒 enrolled in majors that REQUIRE Summer term, have different requirements and should NOT use this estimator.
Enter your registered credits and your loan amounts for each term. The estimate updates as you type.
Fall 2026
Spring 2027
Estimated Loan Amounts After Reduction
| Loan Type | Fall 2026 | Spring 2027 | Totals |
|---|---|---|---|
| Subsidized | $0 | $0 | $0 |
| Unsubsidized | $0 | $0 | $0 |
| Term Totals | $0 | $0 | $0 |
How reduction works: If you are registered for 12 or more credits in a term, that term's loan is not reduced. If you are registered for fewer than 6 credits in a term, you are not eligible for a loan that term. Changes to enrollment will affect loan amounts.
Amounts shown are estimates only and may differ from your actual award. Your actual disbursement will have a loan fee deducted by the U.S. Department of Education (currently 1.057%). Review and other information.